The real weight of college loans. The issue of young debtors of the Corfo undergraduate school loan in Santiago de Chile

Authors

  • Lorena Perez-Roa Université de Montréal Universidad Alberto Hurtado. Departamento de Trabajo Social.

DOI:

https://doi.org/10.14507/epaa.v22n75.2014

Keywords:

student debt, Corfo undergraduate school loan, young adults, debt history, Santiago de Chile.

Abstract

The objective of the present article is to explore how student debt became a troublesome experience among young adults who accessed university education through the Corfo undergraduate school loan in Chile. By presenting the experience of 16 young adults living in Santiago de Chile, this article analyzes (a) the decisions and individual aspirations of these young adults in obtaining such a loan, (b) the role of social relations beyond those within their families in terms of access and maintenance of such a loan, and (c) their indebtedness and struggle to repay the loan.

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Author Biography

Lorena Perez-Roa, Université de Montréal Universidad Alberto Hurtado. Departamento de Trabajo Social.

 

Es candidata a doctora en ciencias humanas aplicadas de la Université de Montréal, Canadá. Master en Antropología y Desarrollo, Universidad de Chile y licenciada en trabajo social por la Pontificia Universidad Católica de Chile. Profesora adjunta del Departamento de Trabajo Social de la Universidad Alberto Hurtado. Este artículo es parte de su investigación doctoral sobre la construcción del endeudamiento estudiantil como un problema social en las ciudades de Montreal, Canadá y Santiago de Chile.  Dirigida por Violaine Lemay (CRDP, Université de Montréal) y Fréderic Lesemann (INRS, société et culture). 

Published

2014-07-29

How to Cite

Perez-Roa, L. (2014). The real weight of college loans. The issue of young debtors of the Corfo undergraduate school loan in Santiago de Chile. Education Policy Analysis Archives, 22, 75. https://doi.org/10.14507/epaa.v22n75.2014

Issue

Section

Articles